Explore Affordable Auto Loans Today
Drive away with a great deal. Discover our competitive auto loan rates and find the perfect financing for your vehicle.
Auto Loan Calculator
Calculate your potential auto loan payments with ease and accuracy. Enter your details below.
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Auto Loan Protections
Extended Warranty
Protect your vehicle with our optional extended warranty for added peace of mind.
GAP Plus
Our GAP Plus option ensures you’re protected against potential financial losses.
What Our Members Say
My family has five generations of members beginning with my grandmother all the way to my grandchildren. In 2008 when we lost our home to the flood, Acadia helped us move on with our lives. It was a time when we needed hope and answers, and Acadia was there.
Acadia FCU provided exceptional service throughout the whole process of purchasing our new home. Knowing that our mortgage will be held locally rather than sold on the secondary market reassured us that we will always have personalized service. Within a few weeks, rather than months, we were sitting happily in our new home!
We couldn't be happier to be associated with this member-owned institution. The staff have always been very accessible, friendly, and they make you feel like family!
Auto Loan Benefits
We manage all our loans in-house and we’re fast.
If you apply for an auto loan online, we’ll respond within 24 hours!
Fast Approval
Experience a speedy approval process to get you on the road faster with your new vehicle.
Competitive Rates
Take advantage of our low-interest rates and flexible terms tailored to your budget.
Secure Financing
Enjoy peace of mind with secure and transparent loan agreements customized to fit your financial needs.
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Please see our rates here.
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You can apply for an auto loan online through our website or visit one of our branches to speak with a loan officer.
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To apply for an auto loan, you will need identification, proof of income, and sometimes proof of residence and references.
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Yes, it is possible to get an auto loan with bad credit, though terms may vary and interest rates could be higher.
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Auto loan terms typically range from 24 to 84 months, depending on the amount and lender’s policies.
Drive Your Dreams with Our Auto Loans
Discover unbeatable rates and flexible terms that put you in the driver's seat. Join thousands of satisfied customers accelerating toward their dream cars.
Rates
| Loan Term | APR* as low as | Model Year |
|---|---|---|
|
2 to 5 Years
24 to 60 months |
|
2020 - New |
|
2 to 5 Years
24 to 60 months |
|
2017 - 2019 |
|
3 Years
60 months |
|
2014 - 2016 |
|
4 to 5 Years
48 to 60 months |
|
2014 - 2016
(Min $12k) |
|
6 Years
72 months |
|
2020 - New
(Min $10k) |
|
6 Years
72 months |
|
2017 - 2019
(Min $10k) |
|
7 Years
84 months |
|
2020 - New
(Min $30k) |
|
Tractors only
3 years 36 months |
|
2014 - 2016 |
|
Tractors only
4 or 5 years 48 - 60 months |
|
2014 - 2016
(Min $12k) |
|
Tractors only
7 years 84 months |
|
2020 - New Tractors
(Min $20k) |
|
Tractors only
7 years, 1 month - 10 years 85 - 120 months |
|
New
(Min $20k) |
Rates effective as of: December 9, 2025
Untitled recreational vehicles not to exceed term of 5 years if not new.
* Annual Percentage Rate
* All loans subject to approval
* APR determined by credit score
* Rates depicted based on A+ credit
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